Budgeting is not a joke. If you fail to make the proper family budget you will lose money by the end of month. Suppose, you have the plan that you will run your family comfortably but in actuality you haven't done due to the shortage of fund. Who is to blame? OK please don't get disheartened and at the same time please not to get so much relaxed by handing over your failure to the hands of misfortune. It is your life and you will have to design schemes to tackle the situation. Now, the fact is that in this case, mom is always in the driver's seat to cut down the expenses.
Budgeting is good option if you plan properly. Mom is always duty bound and she knows how to take care of her kids. Father is always out of house for earning money. He will not be much careful about the family budget. If you are mom, you should be competent to spend money according to financial ability. There are other factors to be remembered. Mother will not be able to cut expenses on childcare. However she will get adjusted by lowering the other expenses. She will have to arrange the good nutritious food for her child.
On the other hand she can sacrifice a lot for the benefit of her kids. Before marriage her hobby was to shop fashionable products but after marriage she shrugged it off for the sake of the safety of her family. Similarly, she doesn't use luxurious dress materials. If you are mother you have strong wish to take care of your kids in perfect way so that they can be educated and nourished perfectly. If you are working mother, you need to talk to the babysitter or any daycare institute for the close monitoring of the baby during your absence.
As a housewife, she knows what will be the essential goods or commodities in the pantry. She will make a plan to estimate the total cost of purchasing the grocery products. She can even talk to her hubby to make the suitable financial budget for the family. If she is not frugal, the family will suffer more. Mom puts emphasis on DIY projects. What does it mean? Instead of delivering the dirty clothes to laundry, she is often found to wash the clothes on her own. She also helps hubby to repair the damaged fixture or furniture items. This type of do it yourself or DIY project will help mom to save dollars.